Equifax collects, organizes, and manages various financial, demographic, employment, and marketing information primarily in the United States, Canada, the United Kingdom, and Brazil. Segments, it operates through five segments, including U.S. Consumer Information Solutions (USCIS), International, TALX, North America Personal Solutions, and NorthAmerica Commercial Solutions. USCIS provides consumer information solutions to businesses in the U.S., including online credit data and credit decision technology solutions (OCIS), mortgage reporting and settlement solutions, consumer credit-based marketing services (CMS), and direct marketing services (DMS) based on demographic and other consumer information.